General Personal Injury FAQs — Sanctuary

• ❓What should I do if Elephant Insurance says “You’ve already reached maximum medical improvement.” after my Sanctuary crash?
  Insurers like Elephant Insurance often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like closed pelvic ring fracture can be life-changing. In Sanctuary, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 43rd Judicial District Court — outcomes in our files include results up to 745K.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Sanctuary personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 43rd Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with traumatic arterial thrombosis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 43rd Judicial District Court. Our case histories include results such as 775K. The goal is simple: fair compensation for your losses in Sanctuary.
• ❓Will a gap in my medical care ruin my case in Sanctuary?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sanctuary allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crush injuries requiring debridement. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.