General Personal Injury FAQs — San Pedro

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 138th Judicial District Court. Our case histories include results such as 2.33M. The goal is simple: fair compensation for your losses in San Pedro.
• ❓What should I do if Patriot Insurance says “There’s insufficient evidence of impact severity.” after my San Pedro crash?
  Insurers like Patriot Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like loss of limb (amputation) can be life-changing. In San Pedro, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 138th Judicial District Court — outcomes in our files include results up to 671K.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a San Pedro personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 138th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a nursing home resident with fractured radius or ulna, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in San Pedro?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Pedro allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital nerve damage. Don’t accept “This is the most we’re allowed to offer.” at face value.