General Personal Injury FAQs — San Pedro

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in San Pedro.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit at railroad crossing with repetitive orthopedic surgeries post-crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Pedro allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paraplegia. Don’t accept “We need more documentation.” at face value.
• ❓What should I do if Farmers Insurance says “You didn’t report the injury immediately.” after my San Pedro crash?
  Insurers like Farmers Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like repetitive orthopedic surgeries post-crash can be life-changing. In San Pedro, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.88M.
• ❓Will a gap in my medical care ruin my case in San Pedro?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a San Pedro personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a award granted by judge in 477th Judicial District Court and pursue full compensation.