General Personal Injury FAQs — San Pedro

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.7M. The goal is simple: fair compensation for your losses in San Pedro.
• ❓Will a gap in my medical care ruin my case in San Pedro?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with multiple rib fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Pedro allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like abdominal compartment syndrome. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓What should I do if Horace Mann says “We haven’t completed our medical review yet.” after my San Pedro crash?
  Insurers like Horace Mann often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like closed pelvic ring fracture can be life-changing. In San Pedro, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 2.48M.
• ❓An adjuster told me “The medical records aren’t sufficient..” Can a San Pedro personal injury lawyer still help?
  Yes. Adjusters regularly say “The medical records aren’t sufficient.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.