General Personal Injury FAQs — San Marcos

• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a San Marcos personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓What should I do if Chubb says “We haven’t completed our medical review yet.” after my San Marcos crash?
  Insurers like Chubb often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like fractured tibia or fibula can be life-changing. In San Marcos, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 22nd Judicial District Court — outcomes in our files include results up to 1.68M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with cranial fracture with cerebrospinal fluid leak, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in San Marcos?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 22nd Judicial District Court. Our case histories include results such as 1.38M. The goal is simple: fair compensation for your losses in San Marcos.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Marcos allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like mandibular nerve injury. Don’t accept “We believe the claim is inflated.” at face value.