General Personal Injury FAQs — San Fernando

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a driver injured by defective airbag with hearing loss due to head impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Fernando allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brain herniation. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a San Fernando personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in San Fernando?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Mercury Insurance says “There’s a coverage issue we’re reviewing.” after my San Fernando crash?
  Insurers like Mercury Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like closed head injury can be life-changing. In San Fernando, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 801K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.26M. The goal is simple: fair compensation for your losses in San Fernando.