General Personal Injury FAQs — San Fernando

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 1.42M. The goal is simple: fair compensation for your losses in San Fernando.
• ❓Will a gap in my medical care ruin my case in San Fernando?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a public transit passenger with cerebral contusion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Fernando allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like esophageal tear. Don’t accept “You didn’t notify us within the required time frame.” at face value.
• ❓What should I do if Mercury Insurance says “There’s a gap in your medical care.” after my San Fernando crash?
  Insurers like Mercury Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like degenerative changes from trauma can be life-changing. In San Fernando, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.1M.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a San Fernando personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.