General Personal Injury FAQs — San Carlos

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Farmers Insurance) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with femoral shaft fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Carlos allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “There are inconsistencies in your account.” at face value.
• ❓What should I do if Bristol West Insurance Group says “We need to confirm your insurance coverage.” after my San Carlos crash?
  Insurers like Bristol West Insurance Group often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like intra-articular knee fracture can be life-changing. In San Carlos, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 93rd Judicial District Court — outcomes in our files include results up to 2.12M.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a San Carlos personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 93rd Judicial District Court. Our case histories include results such as 1.4M. The goal is simple: fair compensation for your losses in San Carlos.
• ❓Will a gap in my medical care ruin my case in San Carlos?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.