General Personal Injury FAQs — San Antonio

• ❓What should I do if Chubb says “We’re still investigating liability.” after my San Antonio crash?
  Insurers like Chubb often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In San Antonio, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 226th Judicial District Court — outcomes in our files include results up to 996K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 226th Judicial District Court. Our case histories include results such as 742K. The goal is simple: fair compensation for your losses in San Antonio.
• ❓Will a gap in my medical care ruin my case in San Antonio?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Antonio allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip dislocation. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓An adjuster told me “The collision was too minor to cause injury..” Can a San Antonio personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a truck driver with scarring after reconstructive surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.