General Personal Injury FAQs — Sadler

• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Sadler personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 59th Judicial District Court and pursue full compensation.
• ❓What should I do if MetLife Auto & Home says “We have to confirm if your policy was active.” after my Sadler crash?
  Insurers like MetLife Auto & Home often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In Sadler, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 59th Judicial District Court — outcomes in our files include results up to 1.61M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 59th Judicial District Court. Our case histories include results such as 1.11M. The goal is simple: fair compensation for your losses in Sadler.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Farmers Insurance) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with scaphoid fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Sadler?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sadler allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like comminuted fractures. Don’t accept “The police report is inconclusive.” at face value.