General Personal Injury FAQs — Rowlett

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rowlett allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex regional pain syndrome. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Will a gap in my medical care ruin my case in Rowlett?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with Monteggia fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The treatment timeline doesn’t make sense..” Can a Rowlett personal injury lawyer still help?
  Yes. Adjusters regularly say “The treatment timeline doesn’t make sense.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a verdict rendered after trial in 160th Judicial District Court and pursue full compensation.
• ❓What should I do if The Hartford says “We need an independent medical examination.” after my Rowlett crash?
  Insurers like The Hartford often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Rowlett, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 160th Judicial District Court — outcomes in our files include results up to 687K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 160th Judicial District Court. Our case histories include results such as 1.85M. The goal is simple: fair compensation for your losses in Rowlett.