General Personal Injury FAQs — Rose City

• ❓What should I do if The Hartford says “The bills are higher than reasonable market value.” after my Rose City crash?
  Insurers like The Hartford often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like facial nerve paralysis can be life-changing. In Rose City, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 128th Judicial District Court — outcomes in our files include results up to 1.22M.
• ❓Will a gap in my medical care ruin my case in Rose City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Rose City personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a jury verdict in 128th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rose City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with severe concussion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 128th Judicial District Court. Our case histories include results such as 1.36M. The goal is simple: fair compensation for your losses in Rose City.