General Personal Injury FAQs — Roby

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a jogger with proximal humerus fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if American Family Insurance says “We haven’t completed our medical review yet.” after my Roby crash?
  Insurers like American Family Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Roby, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 32nd Judicial District Court — outcomes in our files include results up to 907K.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Roby personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safeco. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 32nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 32nd Judicial District Court. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Roby.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Roby allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brain herniation. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓Will a gap in my medical care ruin my case in Roby?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.