General Personal Injury FAQs — Rio Hondo

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rio Hondo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotational ankle fracture. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Rio Hondo personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 404th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Rio Hondo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Safeco says “Your injury doesn’t meet our definition of serious.” after my Rio Hondo crash?
  Insurers like Safeco often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like knee dislocation can be life-changing. In Rio Hondo, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 404th Judicial District Court — outcomes in our files include results up to 2.08M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 404th Judicial District Court. Our case histories include results such as 662K. The goal is simple: fair compensation for your losses in Rio Hondo.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with degenerative disc disease from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.