General Personal Injury FAQs — Richwood

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 708K. The goal is simple: fair compensation for your losses in Richwood.
• ❓What should I do if American National says “We’re waiting on statements from witnesses.” after my Richwood crash?
  Insurers like American National often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like arterial dissection from trauma can be life-changing. In Richwood, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.01M.
• ❓Will a gap in my medical care ruin my case in Richwood?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with complex hand laceration with tendon damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Richwood allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like retinal detachment. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Richwood personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.