General Personal Injury FAQs — Richwood

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 412th Judicial District Court. Our case histories include results such as 781K. The goal is simple: fair compensation for your losses in Richwood.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Infinity Insurance) often second-guess medical care to cut payouts. For clients such as a child pedestrian with laminectomy or discectomy, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Richwood allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like basilar skull fracture. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓Will a gap in my medical care ruin my case in Richwood?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Patriot Insurance says “You waited too long to seek treatment.” after my Richwood crash?
  Insurers like Patriot Insurance often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like injury requiring bone grafting can be life-changing. In Richwood, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 412th Judicial District Court — outcomes in our files include results up to 730K.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Richwood personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a settlement reached before trial in 412th Judicial District Court and pursue full compensation.