General Personal Injury FAQs — Richwood

• ❓An adjuster told me “You were partially at fault for the accident..” Can a Richwood personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 300th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 300th Judicial District Court. Our case histories include results such as 775K. The goal is simple: fair compensation for your losses in Richwood.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Richwood allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like intra-articular knee fracture. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓Will a gap in my medical care ruin my case in Richwood?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with collapsed lung (pneumothorax), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if ACCC Insurance Company says “We’re waiting on statements from witnesses.” after my Richwood crash?
  Insurers like ACCC Insurance Company often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like cranial nerve damage can be life-changing. In Richwood, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 300th Judicial District Court — outcomes in our files include results up to 1.95M.