General Personal Injury FAQs — Reno

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Reno allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal fusion surgery. Don’t accept “You didn’t notify us within the required time frame.” at face value.
• ❓Will a gap in my medical care ruin my case in Reno?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with severe hand crush injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t go to the emergency room..” Can a Reno personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t go to the emergency room.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 6th Judicial District Court. Our case histories include results such as 796K. The goal is simple: fair compensation for your losses in Reno.
• ❓What should I do if Bluefire Insurance says “We’re waiting on statements from witnesses.” after my Reno crash?
  Insurers like Bluefire Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like basilar skull fracture can be life-changing. In Reno, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 6th Judicial District Court — outcomes in our files include results up to 814K.