General Personal Injury FAQs — Rancho Viejo

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a crash victim awaiting ambulance with knee replacement after accident, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rancho Viejo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like chemical burns to face or limbs. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Rancho Viejo personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓What should I do if National General says “There’s insufficient evidence of impact severity.” after my Rancho Viejo crash?
  Insurers like National General often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like disfiguring limb deformity can be life-changing. In Rancho Viejo, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 197th Judicial District Court — outcomes in our files include results up to 2.05M.
• ❓Will a gap in my medical care ruin my case in Rancho Viejo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 197th Judicial District Court. Our case histories include results such as 2.14M. The goal is simple: fair compensation for your losses in Rancho Viejo.