General Personal Injury FAQs — Rancho Banquete

• ❓Will a gap in my medical care ruin my case in Rancho Banquete?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rancho Banquete allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like laminectomy or discectomy. Don’t accept “We need an independent medical examination.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 2.02M. The goal is simple: fair compensation for your losses in Rancho Banquete.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a driver injured by defective airbag with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Western National Insurance says “You returned to work too quickly to justify lost wages.” after my Rancho Banquete crash?
  Insurers like Western National Insurance often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Rancho Banquete, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 724K.
• ❓An adjuster told me “Your injury doesn’t meet our definition of serious..” Can a Rancho Banquete personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injury doesn’t meet our definition of serious.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.