General Personal Injury FAQs — Ralls

• ❓What should I do if MAPFRE Insurance says “The policyholder wasn’t clearly at fault.” after my Ralls crash?
  Insurers like MAPFRE Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like pelvic hematoma can be life-changing. In Ralls, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 72nd Judicial District Court — outcomes in our files include results up to 951K.
• ❓Will a gap in my medical care ruin my case in Ralls?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ralls allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like liver laceration. Don’t accept “You didn’t see a specialist.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a commercial van driver with skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 72nd Judicial District Court. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Ralls.
• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Ralls personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 72nd Judicial District Court and pursue full compensation.