General Personal Injury FAQs — Portland

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with traumatic ear drum rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Portland personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a seven-figure award granted in 94th Judicial District Court and pursue full compensation.
• ❓What should I do if Branch Insurance says “The vehicle damage was minor.” after my Portland crash?
  Insurers like Branch Insurance often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Portland, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 94th Judicial District Court — outcomes in our files include results up to 2.49M.
• ❓Will a gap in my medical care ruin my case in Portland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Portland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like radial head fracture. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 94th Judicial District Court. Our case histories include results such as 801K. The goal is simple: fair compensation for your losses in Portland.