General Personal Injury FAQs — Portland

• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Portland personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a settlement approved in 117th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Portland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Portland.
• ❓What should I do if Patriot Insurance says “We’re waiting on statements from witnesses.” after my Portland crash?
  Insurers like Patriot Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like traumatic arterial thrombosis can be life-changing. In Portland, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.45M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Portland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic ring disruption. Don’t accept “We can’t confirm that you were the driver.” at face value.