General Personal Injury FAQs — Portland

• ❓What should I do if Foremost Insurance says “We’re waiting on statements from witnesses.” after my Portland crash?
  Insurers like Foremost Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Portland, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 105th Judicial District Court — outcomes in our files include results up to 1.55M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with cranial fracture with cerebrospinal fluid leak, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Portland personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 105th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 105th Judicial District Court. Our case histories include results such as 2.18M. The goal is simple: fair compensation for your losses in Portland.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Portland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe facial disfigurement. Don’t accept “You’re not permanently impaired.” at face value.
• ❓Will a gap in my medical care ruin my case in Portland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.