General Personal Injury FAQs — Portland

• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Portland personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a verdict rendered after trial in 319th Judicial District Court and pursue full compensation.
• ❓What should I do if Encompass Insurance says “We haven’t completed our medical review yet.” after my Portland crash?
  Insurers like Encompass Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like scapula fracture can be life-changing. In Portland, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 319th Judicial District Court — outcomes in our files include results up to 1.94M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 319th Judicial District Court. Our case histories include results such as 1.51M. The goal is simple: fair compensation for your losses in Portland.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Portland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like jaw fracture (mandibular). Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Will a gap in my medical care ruin my case in Portland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.