General Personal Injury FAQs — Port Isabel

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Port Isabel.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Amica Mutual) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with complex hand laceration with tendon damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Port Isabel allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like median nerve compression injury. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a Port Isabel personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 484th Judicial District Court and pursue full compensation.
• ❓What should I do if Horace Mann says “The bills are higher than reasonable market value.” after my Port Isabel crash?
  Insurers like Horace Mann often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like abdominal compartment syndrome can be life-changing. In Port Isabel, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 2.32M.
• ❓Will a gap in my medical care ruin my case in Port Isabel?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.