General Personal Injury FAQs — Ponder

• ❓What should I do if USAA says “We’re still evaluating liability with our insured.” after my Ponder crash?
  Insurers like USAA often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like TMJ dysfunction from impact can be life-changing. In Ponder, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 714K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ponder allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical fracture. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Ponder?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Ponder personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.26M. The goal is simple: fair compensation for your losses in Ponder.