General Personal Injury FAQs — Point Venture

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Point Venture allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like renal contusion or laceration. Don’t accept “There’s a question about your seatbelt use.” at face value.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Point Venture personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.73M. The goal is simple: fair compensation for your losses in Point Venture.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safe Auto Insurance) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Farmers Insurance says “There’s insufficient evidence of impact severity.” after my Point Venture crash?
  Insurers like Farmers Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like tracheal injury can be life-changing. In Point Venture, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 710K.
• ❓Will a gap in my medical care ruin my case in Point Venture?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.