General Personal Injury FAQs — Plains

• ❓What should I do if Safeco says “The policyholder wasn’t clearly at fault.” after my Plains crash?
  Insurers like Safeco often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Plains, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 121st Judicial District Court — outcomes in our files include results up to 687K.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Plains personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a pre-trial settlement in 121st Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Plains?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Infinity Insurance) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with septic arthritis after joint trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Plains allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like injury requiring bone grafting. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 121st Judicial District Court. Our case histories include results such as 2.28M. The goal is simple: fair compensation for your losses in Plains.