General Personal Injury FAQs — Petersburg

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 242nd Judicial District Court. Our case histories include results such as 1.95M. The goal is simple: fair compensation for your losses in Petersburg.
• ❓Will a gap in my medical care ruin my case in Petersburg?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Petersburg allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex hand laceration with tendon damage. Don’t accept “The bills are higher than reasonable market value.” at face value.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Petersburg personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a settlement approved in 242nd Judicial District Court and pursue full compensation.
• ❓What should I do if Unitrin Insurance says “The policyholder wasn’t clearly at fault.” after my Petersburg crash?
  Insurers like Unitrin Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like compartment syndrome can be life-changing. In Petersburg, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 242nd Judicial District Court — outcomes in our files include results up to 881K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with torn Achilles tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.