General Personal Injury FAQs — Petersburg

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Petersburg allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like plantar fascia rupture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓What should I do if American Family Insurance says “We’re waiting on statements from witnesses.” after my Petersburg crash?
  Insurers like American Family Insurance often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like burns (2nd or 3rd degree) can be life-changing. In Petersburg, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 831K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with carotid artery injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Petersburg?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.98M. The goal is simple: fair compensation for your losses in Petersburg.
• ❓An adjuster told me “The damage doesn’t match your account of the crash..” Can a Petersburg personal injury lawyer still help?
  Yes. Adjusters regularly say “The damage doesn’t match your account of the crash.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Property & Casualty. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 64th Judicial District Court and pursue full compensation.