General Personal Injury FAQs — Penelope

• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Penelope personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 66th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a pedestrian with complex regional pain syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Penelope?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Kemper Corporation says “There are inconsistencies in your account.” after my Penelope crash?
  Insurers like Kemper Corporation often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like renal contusion or laceration can be life-changing. In Penelope, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 2.13M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.14M. The goal is simple: fair compensation for your losses in Penelope.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Penelope allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured tibia or fibula. Don’t accept “We have to confirm if your policy was active.” at face value.