General Personal Injury FAQs — Payne Springs

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.33M. The goal is simple: fair compensation for your losses in Payne Springs.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with multiple rib fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if National General says “We haven’t received your bills yet.” after my Payne Springs crash?
  Insurers like National General often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like ankle fracture can be life-changing. In Payne Springs, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.14M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Payne Springs allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skull fracture. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓An adjuster told me “We’re still investigating liability..” Can a Payne Springs personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Payne Springs?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.