General Personal Injury FAQs — Panhandle

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Panhandle allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rib cage trauma with internal injury. Don’t accept “The provider overcharged for services.” at face value.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Panhandle personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a settlement reached before trial in 100th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.45M. The goal is simple: fair compensation for your losses in Panhandle.
• ❓Will a gap in my medical care ruin my case in Panhandle?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The collision was too minor to cause injury.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The General) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with comminuted fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if USAA says “We’re waiting on statements from witnesses.” after my Panhandle crash?
  Insurers like USAA often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like loss of vision from head trauma can be life-changing. In Panhandle, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.78M.