General Personal Injury FAQs — Palacios

• ❓What should I do if American Family Insurance says “We need an independent medical examination.” after my Palacios crash?
  Insurers like American Family Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like plantar fascia rupture can be life-changing. In Palacios, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 796K.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a Palacios personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 23rd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Palacios?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.3M. The goal is simple: fair compensation for your losses in Palacios.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Palacios allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like jaw fracture (mandibular). Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with degenerative disc disease from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.