General Personal Injury FAQs — Orange

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 163rd Judicial District Court. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Orange.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Orange allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like repetitive orthopedic surgeries post-crash. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with traumatic aneurysm, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Orange personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Orange?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Encompass Insurance says “The collision was too minor to cause injury.” after my Orange crash?
  Insurers like Encompass Insurance often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like tethered spinal cord syndrome can be life-changing. In Orange, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 163rd Judicial District Court — outcomes in our files include results up to 2.48M.