General Personal Injury FAQs — Odessa

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Texas Farm Bureau) often second-guess medical care to cut payouts. For clients such as a public transit passenger with torn Achilles tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Odessa personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Odessa?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Odessa allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like vertebral fracture. Don’t accept “You’re not permanently impaired.” at face value.
• ❓What should I do if Loya Insurance Group says “We need more documentation.” after my Odessa crash?
  Insurers like Loya Insurance Group often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like scaphoid fracture can be life-changing. In Odessa, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.61M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 1.42M. The goal is simple: fair compensation for your losses in Odessa.