General Personal Injury FAQs — Oak Island

• ❓What should I do if Root Insurance says “Your injury doesn’t meet our definition of serious.” after my Oak Island crash?
  Insurers like Root Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like spinal cord injury can be life-changing. In Oak Island, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 344th Judicial District Court — outcomes in our files include results up to 1.38M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with compound fracture of the leg, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Oak Island personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 344th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Oak Island?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Island allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like intra-articular knee fracture. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 344th Judicial District Court. Our case histories include results such as 775K. The goal is simple: fair compensation for your losses in Oak Island.