General Personal Injury FAQs — Oak Grove

• ❓What should I do if State Farm says “You didn’t go to the emergency room.” after my Oak Grove crash?
  Insurers like State Farm often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like crushed limb requiring surgery can be life-changing. In Oak Grove, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 881K.
• ❓Will a gap in my medical care ruin my case in Oak Grove?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Grove allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like esophageal tear. Don’t accept “There are inconsistencies in your account.” at face value.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Oak Grove personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Kemper Corporation. If they won’t deal fairly, we prepare for a seven-figure award granted in 86th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a jogger with vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 2.04M. The goal is simple: fair compensation for your losses in Oak Grove.