General Personal Injury FAQs — Oak Grove

• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Oak Grove personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Oak Grove?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if The Hartford says “There’s a coverage issue we’re reviewing.” after my Oak Grove crash?
  Insurers like The Hartford often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Oak Grove, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 489th Judicial District Court — outcomes in our files include results up to 2.03M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 489th Judicial District Court. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in Oak Grove.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with elbow dislocation with fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oak Grove allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic ear drum rupture. Don’t accept “The provider overcharged for services.” at face value.