General Personal Injury FAQs — Northlake

• ❓What should I do if Wawanesa Insurance says “The police report is inconclusive.” after my Northlake crash?
  Insurers like Wawanesa Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like nasal bone fracture can be life-changing. In Northlake, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.27M.
• ❓Will a gap in my medical care ruin my case in Northlake?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Northlake allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pancreatic trauma. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with traumatic brain swelling, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Northlake.
• ❓An adjuster told me “We’re still investigating liability..” Can a Northlake personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a award granted by judge in 481st Judicial District Court and pursue full compensation.