General Personal Injury FAQs — Newton

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a e-bike rider with scaphoid fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Newton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like quadriplegia. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓What should I do if Elephant Insurance says “You didn’t report the injury immediately.” after my Newton crash?
  Insurers like Elephant Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In Newton, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in ‘1st Judicial District Court — outcomes in our files include results up to 814K.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Newton personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Newton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in ‘1st Judicial District Court. Our case histories include results such as 1.7M. The goal is simple: fair compensation for your losses in Newton.