General Personal Injury FAQs — Newcastle

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with burns (2nd or 3rd degree), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Newcastle personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The General. If they won’t deal fairly, we prepare for a award granted by judge in 90th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Newcastle?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 90th Judicial District Court. Our case histories include results such as 2.16M. The goal is simple: fair compensation for your losses in Newcastle.
• ❓What should I do if ACCC Insurance Company says “We’re still evaluating liability with our insured.” after my Newcastle crash?
  Insurers like ACCC Insurance Company often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like esophageal tear can be life-changing. In Newcastle, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 90th Judicial District Court — outcomes in our files include results up to 2.36M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Newcastle allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like femoral shaft fracture. Don’t accept “We haven’t completed our medical review yet.” at face value.