General Personal Injury FAQs — New Territory

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with ACL/MCL tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Farmers Insurance says “There’s a question about your seatbelt use.” after my New Territory crash?
  Insurers like Farmers Insurance often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like complex regional pain syndrome can be life-changing. In New Territory, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 505th Judicial District Court — outcomes in our files include results up to 1.68M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in New Territory allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Galeazzi fracture. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a New Territory personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in New Territory?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 505th Judicial District Court. Our case histories include results such as 2.45M. The goal is simple: fair compensation for your losses in New Territory.