General Personal Injury FAQs — New Chapel Hill

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 475th Judicial District Court. Our case histories include results such as 801K. The goal is simple: fair compensation for your losses in New Chapel Hill.
• ❓What should I do if Elephant Insurance says “We’re still investigating liability.” after my New Chapel Hill crash?
  Insurers like Elephant Insurance often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like retinal detachment can be life-changing. In New Chapel Hill, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 475th Judicial District Court — outcomes in our files include results up to 947K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with closed head injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a New Chapel Hill personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a verdict rendered after trial in 475th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in New Chapel Hill?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in New Chapel Hill allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like septic arthritis after joint trauma. Don’t accept “We can’t confirm that you were the driver.” at face value.