General Personal Injury FAQs — Nederland

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with comminuted fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.29M. The goal is simple: fair compensation for your losses in Nederland.
• ❓Will a gap in my medical care ruin my case in Nederland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There are inconsistencies in your account..” Can a Nederland personal injury lawyer still help?
  Yes. Adjusters regularly say “There are inconsistencies in your account.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 172nd Judicial District Court and pursue full compensation.
• ❓What should I do if Kemper Corporation says “The bills are higher than reasonable market value.” after my Nederland crash?
  Insurers like Kemper Corporation often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like fractured radius or ulna can be life-changing. In Nederland, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.04M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Nederland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burst vertebral fracture. Don’t accept “There’s a gap in your medical care.” at face value.