General Personal Injury FAQs — Naples

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Naples allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured pelvis. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with intra-articular knee fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Naples?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case concluded with settlement in 276th Judicial District Court. Our case histories include results such as 710K. The goal is simple: fair compensation for your losses in Naples.
• ❓What should I do if Progressive says “We’re still evaluating liability with our insured.” after my Naples crash?
  Insurers like Progressive often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like quadriplegia can be life-changing. In Naples, we gather medical proof, challenge delay tactics, and, if needed, push for a case concluded with settlement in 276th Judicial District Court — outcomes in our files include results up to 912K.
• ❓An adjuster told me “You didn’t go to the emergency room..” Can a Naples personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t go to the emergency room.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a award granted by judge in 276th Judicial District Court and pursue full compensation.