General Personal Injury FAQs — Muleshoe

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MetLife Auto & Home) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Muleshoe personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a jury verdict in 287th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Muleshoe?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The bills are higher than reasonable market value.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Bristol West Insurance Group says “The at-fault driver’s policy may be void.” after my Muleshoe crash?
  Insurers like Bristol West Insurance Group often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like cervical fracture can be life-changing. In Muleshoe, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 287th Judicial District Court — outcomes in our files include results up to 2.23M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Muleshoe allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 287th Judicial District Court. Our case histories include results such as 714K. The goal is simple: fair compensation for your losses in Muleshoe.