General Personal Injury FAQs — Morgans Point

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.04M. The goal is simple: fair compensation for your losses in Morgans Point.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Morgans Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like midfoot dislocation. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓What should I do if Wawanesa Insurance says “We believe the claim is inflated.” after my Morgans Point crash?
  Insurers like Wawanesa Insurance often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like degenerative disc disease from trauma can be life-changing. In Morgans Point, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 880K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a person injured by turning vehicle with multilevel spinal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Morgans Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Morgans Point personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a jury verdict in 174th Judicial District Court and pursue full compensation.