General Personal Injury FAQs — Morgans Point

• ❓Will a gap in my medical care ruin my case in Morgans Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 308th Judicial District Court. Our case histories include results such as 1.12M. The goal is simple: fair compensation for your losses in Morgans Point.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a nursing home resident with proximal humerus fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Morgans Point personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a pre-trial settlement in 308th Judicial District Court and pursue full compensation.
• ❓What should I do if Patriot Insurance says “We haven’t received your bills yet.” after my Morgans Point crash?
  Insurers like Patriot Insurance often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Morgans Point, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 308th Judicial District Court — outcomes in our files include results up to 1.78M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Morgans Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like quadriplegia. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.