General Personal Injury FAQs — Monte Alto

• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Monte Alto personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 92nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Monte Alto?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Shelter Insurance says “You didn’t follow doctor’s orders.” after my Monte Alto crash?
  Insurers like Shelter Insurance often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like phalangeal fracture can be life-changing. In Monte Alto, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.24M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Monte Alto allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fasciotomy for compartment syndrome. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.25M. The goal is simple: fair compensation for your losses in Monte Alto.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., AssuranceAmerica) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with nasal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.