General Personal Injury FAQs — Monte Alto

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Monte Alto allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like quadriplegia. Don’t accept “We don’t believe the treatment was necessary.” at face value.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Monte Alto personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 389th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 389th Judicial District Court. Our case histories include results such as 691K. The goal is simple: fair compensation for your losses in Monte Alto.
• ❓What should I do if Texas Farm Bureau says “You returned to work too quickly to justify lost wages.” after my Monte Alto crash?
  Insurers like Texas Farm Bureau often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like hip replacement due to trauma can be life-changing. In Monte Alto, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 389th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓Will a gap in my medical care ruin my case in Monte Alto?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a family struck in intersection T-bone with brachial plexus injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.