General Personal Injury FAQs — Memphis

• ❓Will a gap in my medical care ruin my case in Memphis?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Memphis personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with dental fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Esurance says “You didn’t follow doctor’s orders.” after my Memphis crash?
  Insurers like Esurance often use lines such as “You didn’t follow doctor’s orders.” to stall or minimize claims. Even injuries like pelvic hematoma can be life-changing. In Memphis, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 100th Judicial District Court — outcomes in our files include results up to 1.73M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 100th Judicial District Court. Our case histories include results such as 2.0M. The goal is simple: fair compensation for your losses in Memphis.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Memphis allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like degenerative changes from trauma. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.