General Personal Injury FAQs — Melissa

• ❓What should I do if Erie Insurance says “The treatment timeline doesn’t make sense.” after my Melissa crash?
  Insurers like Erie Insurance often use lines such as “The treatment timeline doesn’t make sense.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Melissa, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.14M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Melissa allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burns (2nd or 3rd degree). Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Melissa?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Our evaluation doesn’t match your claim.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.44M. The goal is simple: fair compensation for your losses in Melissa.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Melissa personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American Strategic Insurance. If they won’t deal fairly, we prepare for a jury verdict in 494th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with loss of limb (amputation), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.