General Personal Injury FAQs — Mclendon-Chisholm

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with spinal fusion surgery, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if CSAA Insurance Group says “We don’t believe the vehicle speed contributed.” after my Mclendon-Chisholm crash?
  Insurers like CSAA Insurance Group often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like spinal cord injury can be life-changing. In Mclendon-Chisholm, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.35M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Mclendon-Chisholm allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital nerve damage. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Will a gap in my medical care ruin my case in Mclendon-Chisholm?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Mclendon-Chisholm personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 439th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.17M. The goal is simple: fair compensation for your losses in Mclendon-Chisholm.