General Personal Injury FAQs — Martindale

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Martindale.
• ❓Will a gap in my medical care ruin my case in Martindale?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if MetLife Auto & Home says “Our evaluation doesn’t match your claim.” after my Martindale crash?
  Insurers like MetLife Auto & Home often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like fusion of multiple spinal levels can be life-changing. In Martindale, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 833K.
• ❓An adjuster told me “There’s insufficient evidence of impact severity..” Can a Martindale personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s insufficient evidence of impact severity.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a passenger in company vehicle with burns (2nd or 3rd degree), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Martindale allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like splenic rupture. Don’t accept “You didn’t see a specialist.” at face value.