General Personal Injury FAQs — Marion

• ❓Will a gap in my medical care ruin my case in Marion?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Amica Mutual) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with shoulder dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 456th Judicial District Court. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Marion.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Marion allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal fusion surgery. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓What should I do if Westfield Insurance says “The police report is inconclusive.” after my Marion crash?
  Insurers like Westfield Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like traumatic brain injury can be life-changing. In Marion, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 456th Judicial District Court — outcomes in our files include results up to 1.38M.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Marion personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Shelter Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.