General Personal Injury FAQs — Malone

• ❓An adjuster told me “There’s a gap in your medical care..” Can a Malone personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a jury awarded damages in 66th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Malone allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured radius or ulna. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓Will a gap in my medical care ruin my case in Malone?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a electric scooter rider with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 66th Judicial District Court. Our case histories include results such as 1.77M. The goal is simple: fair compensation for your losses in Malone.
• ❓What should I do if Homesite Insurance says “The pain you’re describing is subjective.” after my Malone crash?
  Insurers like Homesite Insurance often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like TMJ dysfunction from impact can be life-changing. In Malone, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 66th Judicial District Court — outcomes in our files include results up to 2.08M.