General Personal Injury FAQs — Madisonville

• ❓Will a gap in my medical care ruin my case in Madisonville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a commuter hit in parking garage with dislocated patella, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Madisonville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like acetabular fracture. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Madisonville personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 12th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 12th Judicial District Court. Our case histories include results such as 1.95M. The goal is simple: fair compensation for your losses in Madisonville.
• ❓What should I do if Wawanesa Insurance says “The police report is inconclusive.” after my Madisonville crash?
  Insurers like Wawanesa Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like extensor tendon injury can be life-changing. In Madisonville, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 12th Judicial District Court — outcomes in our files include results up to 2.02M.