General Personal Injury FAQs — Lyford

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with traumatic ear drum rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lyford?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Lyford personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓What should I do if American National says “There’s a gap in your medical care.” after my Lyford crash?
  Insurers like American National often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like lumbar spine injury can be life-changing. In Lyford, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 197th Judicial District Court — outcomes in our files include results up to 1.73M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lyford allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like labral tear (shoulder). Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 197th Judicial District Court. Our case histories include results such as 2.36M. The goal is simple: fair compensation for your losses in Lyford.