General Personal Injury FAQs — Lubbock

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with nasal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Homesite Insurance says “This is the most we’re allowed to offer.” after my Lubbock crash?
  Insurers like Homesite Insurance often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like mandibular nerve injury can be life-changing. In Lubbock, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 140th Judicial District Court — outcomes in our files include results up to 1.66M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lubbock allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like collapsed lung (pneumothorax). Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓Will a gap in my medical care ruin my case in Lubbock?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 140th Judicial District Court. Our case histories include results such as 1.66M. The goal is simple: fair compensation for your losses in Lubbock.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a Lubbock personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Infinity Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 140th Judicial District Court and pursue full compensation.