General Personal Injury FAQs — Lubbock

• ❓What should I do if Infinity Insurance says “You saw a chiropractor, not a medical doctor.” after my Lubbock crash?
  Insurers like Infinity Insurance often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like fractured femur can be life-changing. In Lubbock, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 137th Judicial District Court — outcomes in our files include results up to 2.48M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lubbock allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brain stem injury. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 137th Judicial District Court. Our case histories include results such as 1.22M. The goal is simple: fair compensation for your losses in Lubbock.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Lubbock personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with quadriplegia, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lubbock?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.