General Personal Injury FAQs — Los Veteranos I

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Los Veteranos I allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior tibial tendon rupture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓What should I do if USAA says “The policyholder wasn’t clearly at fault.” after my Los Veteranos I crash?
  Insurers like USAA often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like tracheal injury can be life-changing. In Los Veteranos I, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 724K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 2.18M. The goal is simple: fair compensation for your losses in Los Veteranos I.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit at railroad crossing with basilar skull fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Los Veteranos I personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a jury awarded damages in 406th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Los Veteranos I?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still evaluating liability with our insured.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.